Do you know if your insurance covers your vehicle being towed and if so, how much? What about if you’re in another state will it pay for the cost of bringing your vehicle back to where you live? Does your insurance pay the cost even if you’re not at fault? If you find yourself wondering about these questions, here are some facts that may help to place you on the right road to some answers.
Fact number 1. Typically, car insurance may or may not cover you in roadside assistance. Some will give you some type of coverage for your vehicle tow. Some insurers will even send someone to pick up your vehicle no matter the place. Others go a different route, which is you pay out of your own pockets, and the insurer pays you back.
Fact 2. Your having roadside assistance insurance tact on to your insurance policy may get you other services done on your vehicles such as battery service, flat tire service, fuel delivery service, and others. For example, if you simply have a battery problem, someone can assist you in getting your vehicle started. Whether you should get roadside assistance depends on factors that include the age of your vehicle, how long a commute when using your vehicle, and the cost.
Fact 3.From an insurance carrier to credit card insurers, there are a variety of places offering roadside assistance. You will have to do some research and compare which one is the right fit for you. Even if your insurance company doesn’t have tow coverage, you can still purchase this plan through other companies. You can probably do this without occurring a high fee. American Express Premium or AAA offers low premiums. AAA even has additional benefits that include changing tires, help with fuel assistance when you run out. Lockout of your car? With the coverage, you can get help in getting your vehicle unlocked.
You can also find assistance with towing plans from some mobile companies under a low additional charge. Verizon offers towing assistance. If you’re enrolled in their program, the cost may be as low as 3 dollars a month. Their towing includes up to 10 miles, and battery charging, delivering you gas, fixing your flat tire. Some vehicles aren’t eligible for the plan, and they include limousines, RVs, vehicles, and trailers.
Whenever shopping for an insurance policy for your vehicle, ask about the restrictions and how it is handled. You will want a policy that covers roadside assistance.